National and Regional Insurance Partners

Explore top insurance options for Auto and Home, compare coverage, and find the perfect plan today.

Which company do I go with?

That is the million dollar question! When it comes to choosing the right policy, the number of options available to compare can feel overwhelming. That’s where our experienced team comes into play. With years of industry knowledge in auto and home insurance, we help clients understand and compare their coverage options will confidently navigating today’s market. We know the right questions to ask, which insurance companies offer the best coverage, and how different carriers protect different types of risk.

One example we often discuss with our clients is roof replacement schedules. In simple terms how much coverage will each insurance company offer our clients based off the age and material of the roof. Some companies offer more coverage for older roofs while others require larger deductibles for different ages of roofs. Having this type of information really sets us apart from a call center, which is trying to sell you just one product.

Having so many companies also allows our team to see trends within the auto and home insurance markets. We often know which carrier is hot for which type of risk. This year one company might be more favorable for teenage drivers but next year its a completely different company. With this information we are able to help new and existing customers figure out where they would be best protected.

Insurance rates are constantly increasing and having many insurance carriers allows us to move our clients from one company to another as the market shifts or the risk profile changes. Examples are you just got married, that is a great time to shop your car insurance. Another example of a risk profile change would be moving from one zip code to another. This is also a time for a client to consider shopping around.

This is why real-world insurance expertise matters to our clients and those considering working with us. By collaborating closely with our insurance carriers, we make insurance easier to understand and far more enjoyable than most expect. Let us help you find the right coverage with guidance you can trust.

Carrier options for Delaware and beyond

When it comes to auto and home insurance, our agency and trusted partners are here to help clients whether they live right here in Bear, Middletown, or Smyrna — or anywhere throughout the state of Delaware. We proudly serve clients all across Delaware, from Lewes and Millsboro in the south to Wilmington and Claymont in the north.

We understand the different challenges each county in the state faces. Whether the risk involves coastal winds, older homes vs. newer homes, or country vs. urban we see it all here when it comes to different types of risks. Having access to all of these insurance companies gives us options when other agents have no other place to go. We are consider many of our national carrier’s “local experts” which means the national carriers refer us their clients, from the call centers, to us locally when they have a problem they can’t solve.

We’ve built such a strong reputation with our clients that our trusted partners have given us the ability to serve customers not only in Delaware but also in Maryland, Pennsylvania, and New Jersey. If a client moves to one of these states, they can usually continue relying on us for coverage and the support they need.